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Summary of Cover and Limits per person Excess – the first part of each and every claim payable to you.
    Benefits Excess
1. Personal Accident    
  Death Up to €10,00  
  Loss of one or more limbs or eyes €40,000  
  Permanent Total Disablement €40,000 Nil
2. Medical and Other Expenses €6,500,000 €100
3. Hospital Benefit €20/24 hrs. max
€600		 Nil
4. Cancellation and Curtailment €2,500 €95. Loss of Deposit €30
5. Personal Baggage €1,500 €100
  Single Article Limit €200  
  Jewellery & Valuables Limit €200  
    Benefits Excess
  Travel Documents €250  
  Delayed Baggage €30 per 24 hrs. €190  
6. Personal Money/Cash €200  
7. Personal Liability €2,500,000 €200
8. Legal Expenses €15,000 €200
9. Catastrophe €1,200 €65
  Subject to additional Premium
10. Exam Failure Up to €1,200 €65
  Subject to additional premium and separate endorsement